How-to Make an application for Your FHA Loan When you want discover a keen FHA loan to own property that you desire to pick, you will have to apply for this loan from the a bank or mortgage lender which provides such as for example fund. Remember that the interest cost you pay may vary from bank so you can financial. Once you select the suitable financial, you can either look at the financial so you’re able to fill in the program variations otherwise fill the applying away at your home. In some situations, on line software come. You’ll be able to generally speaking should have a credit rating out-of 580 otherwise higher when you need to qualify for a keen FHA mortgage 24 months from W-2 models Latest lender statements A couple shell out stubs Prior 2 yrs from tax statements Statements for all the financial support ties Set of costs A couple of years away from boss labels and you will address contact information 2 years out of profit-and-loss statements in the event the mind-functioning Your credit rating could be obtained from the lender, which means you don’t need to fill in this article.